While reports vary, as many as 40 percent of small businesses do not reopen after a major disaster like a flood, tornado or even a fire. These shuttered businesses were unprepared for a disaster; they had no plan or backup systems. When you start to develop your disaster plan, consider three subjects:
  • Human resources
  • Physical resources
  • Business continuity
Think about how a disaster could affect your employees, customers and workplace. Think about how you could continue doing business if the area around your facility is closed or streets are impassable. Think about what you would need to serve your customers even if your facility is closed.